
Creates an Athmosphere
for Payments
Payosfer provides AI-powered payment systems infrastructure, integration solutions, innovative products, and consultancy services for banks and payment institutions. The name "Payosfer" is inspired by the concept of "payment atmosphere" and aims to create an end-to-end integrated and sustainable payment ecosystem for financial institutions.
End-to-end issuing and acquiring solutions for cards, POS, payment gateways, and ATM systems.

TRUST AND EXPERIENCE
Leading financial institutions and banks trust Payosfer's expertise and reliable infrastructure in their payment systems transformation.
























OUR PRODUCTS
Strengthen your financial infrastructure and manage your payment processes flawlessly with Payosfer's innovative product ecosystem.

End-to-End Payment Systems Management Platform
PayosGate facilitates financial transactions by unifying different payment systems and digital channels in a single center. It works compatible with all main banking platforms and all card packages. It reduces operational complexity, simplifies processes, and provides fast integration with ready-to-use APIs. It protects data with high security measures, adapts to growing institutions with its scalable structure, and works seamlessly with existing systems.
Digital Merchant Platform
PayosPortal enables merchants to manage virtual, physical, and cash register POS transactions from a single panel. It increases operational efficiency by gathering all payment channels under one roof. It supports numerous payment methods such as payment by link, recurring payments, and 3D Secure, while offering detailed control and management opportunities on a merchant basis.


Smart Integration Bridge for Open Banking
PayosConnect securely and seamlessly connects banks, fintechs, and payment institutions via BKM open banking APIs. It eliminates complex integration processes and accelerates the transition to open banking by providing fast data and transaction flow. While offering multi-API management and connection control from a single platform, it protects sensitive financial data with high security measures.

Digitize Your Payment Processes
PayosPF is a platform that enables end-to-end management of digital application processes and workflows for payment institutions. Banks, payment institutions, and financial institutions that want digitalization and full automation in all their processes can be potential users of PayosPF.

Digitize Your Campaigns
PayosCampaign allows you to manage all campaign processes end-to-end from a single platform. It offers a flexible, powerful, and integrated infrastructure for banks and payment institutions in card payment campaigns.
AI-Powered HR Platform
PayosHR, an AI-powered human resources platform, intelligently and efficiently digitizes personnel management for institutions. It securely manages employee data and optimizes recruitment, performance, and payroll processes from a single center.


Manage Your E-Commerce Operations End-to-End
PayosCommerce is an end-to-end digital commerce solution that enables businesses to launch their e-commerce operations quickly, offering all processes from product management to payment and shipping integrations on a single platform.
Manage Your Business Processes Centrally and Intellectually
PayosDMS is a modern business management platform that digitizes end-to-end request, task, and operational business processes of institutions, increasing coordination between teams and optimizing efficiency.

PARTNERS
We build the future of the payment world together with our global and local solution partners, strengthening the fintech ecosystem.








































PAYOSFER IN THE FINTECH ECOSYSTEM

FINEXT DEMO DAY
It has been a great source of pride for Payosfer that our General Manager, Mr. Murat K., was honored with a plaque at Finext Demo Day, one of the important gatherings of the fintech ecosystem. Taking part in this valuable organization and having our contributions appreciated is a strong indicator that we are moving forward with the right vision.

Mastercard PSM Awards 2025
At Mastercard PSM Awards 2025, one of the most prestigious organizations in the finance and payment technologies ecosystem, we had the opportunity to closely follow innovative projects and panel sessions. Being part of this visionary ecosystem with our PayosPortal merchant platform is a great source of motivation for us, and we aim to be on the stage with even stronger projects in the coming period.

FINEXT 2025
As Payosfer, we participated in the special invitation of the Finext 2025 Acceleration Program, which shapes the fintech solutions of the future. We are honored to be one of the sponsors of the program and to support startups that add value to the ecosystem. It was inspiring to come together with successful entrepreneurs and listen to their visions. We would also like to thank the Program Leader, Mr. Tahsin Engin, for his visionary leadership.
FINTECH PERSPECTIVE
Latest analyses, technical content, and sectoral insights into payment systems, AI, and the fintech world.

The Age of AI in Payment Systems
The world of payments has been changing at a breakneck pace. AI has placed itself at the center of this transformation.

Card Schemes in E-commerce Transactions
The new security and authorization approaches of schemes like Mastercard and Visa after the rise of Card-Not-Present transactions.

The Payment Journey from Past to Future
Taking and making payments has always been a necessity wherever trade exists. We examine this adventure from bartering to digital wallets.
GET IN TOUCH
Contact us to discuss how we can support your financial technology journey.
Phone
+90 216 766 52 62
Address
DijitalPark Teknokent Barbaros Mah.
Şebboy Sk. No:4/1-15 34746
Ataşehir / ISTANBUL